Terms and Conditions + Privacy Policy


Terms​ ​and​ ​Conditions​ ​of​ ​Use​ ​for Anna Lovind AB

Last Updated on November 1st 2022. 

NOTICE: These​ ​Terms​ ​and​ ​Conditions​ ​of​ ​Use​ ​are​ ​legally​ ​binding.​ ​It​ ​is​ ​your responsibility​ ​to​ ​read​ ​these​ ​Terms​ ​and​ ​Conditions​ ​of​ ​Use​ ​carefully​ ​prior​ ​to​ ​purchase, use,​ ​or​ ​access​ ​of​ ​any​ ​of​ ​our​ ​products,​ ​including​ ​online​ ​courses.


Terms of site and product purchaser agreement

All programs, products, and services ​are owned and provided by Anna Lovind AB (“Company” or “we” or “us” or “our”). The term “you” or “your” refers to any user or purchaser of said program(s), product(s) or service(s) (the “offering”). These Terms and Conditions of Use govern and define how you are allowed to use and access Company’s Offering. We reserve the right to update and change these Terms and Conditions of Use at any time.

When you purchased our offering, you were given a reasonable notice that these Terms and Conditions of Use existed. By moving forward with your purchase of the offering, you implicitly agreed and continue to agree to abide by these Terms and Conditions of Use, as well as any disclaimers and privacy disclosures contained in these Terms and Conditions of Use.

You agree you are at least 18 years old or of age in your applicable jurisdiction to access the offering.


Intellectual property and copyright

Please note that ALL words and photographs on this site are Copyright Anna Lovind, unless stated otherwise.

Any and all materials, paid or free, that you access on this or any related domains that contain our offering are under the sole ownership or licensed use of Anna Lovind AB.

To be clear, we own our page layout and design, overall look and appearance, individual graphics, icons, videos, logos, taglines, and trademarks (common law or federally registered). You are not allowed to reproduce any part of our website(s), program(s), product(s), service materials, or related communications.

You are only receiving a limited, non-transferable, non-exclusive, revocable license for non-commercial use only in order to access any content or materials in the Offering you have paid for or opted to receive. If you exceed the scope of this license, you have committed infringement in a manner that materially harms us, and we have the right to seek damages and/or an injunction to remedy the situation.

You​ ​may:

  • Access the offering for your personal use.
  • Download and/or print any offering materials for your personal use.
  • Use our trademarks and copyrighted materials with our consent and proper credit and marking, namely, citing ©Anna Lovind as the source of the materials. If you wish to use, publish, or access any of our content, offering(s), or related materials, you must do so by requesting permission prior to commencing use of the same by emailing us at [email protected]

You​ ​may​ ​not:

  • Re-sell or trade your access to the offering.
  • Share the offering with anyone else who has not yet purchased it or opted in to receive it.
  • Reprint or republish any of the offering, in part or in whole.
  • Distribute any of the materials contained in the offering or related materials and/or communications as your own (otherwise known as stealing).
  • Reproduce and tweak any part or whole of the offering for distribution as your own work.
  • Claim ownership or use over any of our intellectual property without our prior consent, which includes (but is not limited to): copyrights such as course materials, worksheets, workbooks, lessons, videos, and more; trademarks such as names, logos, taglines.
  • Use our offering or any related materials and/or communications in an unlawful way or for any illegal or unlawful purpose(s).



It is your responsibility to secure your username and password from theft or any other means of unauthorized use that would violate these Terms and Conditions of Use. We do not store any whole credit card numbers or payment information, these are processed through third-party processors such as Stripe or PayPal. By utilizing these payment processors to gain access to the offering, you agree to be bound by the third-party payment processor’s applicable terms and conditions of use.



Our website and related materials are provided for educational and informational use only. We expressly exclude any liability for any direct, indirect, or consequential loss or damage incurred by you or others in connection with our offering(s), our website and any related communications, including as a result of any consequences incurred from technological failures such as a payment processor error(s) or system failure(s).

While we may reference certain results, outcomes or situations on this website, you understand and acknowledge that we make no guarantee as to the accuracy of third-party statements contained herein or the likelihood of success for you as a result of these statements or any other statements anywhere on this website.

This website is updated on a regular basis and while we try to make accurate statements in a timely and effective manner, we cannot guarantee that all materials and related media contained herein are entirely accurate, complete, or up to date. If you should see any errors or omissions and would like to let us know, please email us at [email protected]

​You acknowledge and agree that we are not liable for any defamatory, offensive, or illegal conduct of any other participant or user, including you.

We make no warranties as to our programs, products, services, or program materials. You agree that programs, products, services, or program materials are provided “as is” and without warranties of any kind either expressed or implied.

​We make reasonable efforts to provide you with modern, reliable technology, software, and platforms from which to access our offering(s) and related material(s), and while we will make reasonable efforts to support you, some technological issues are far outside our control and will require you to access support from a third-party provider.



Due to the nature of the services and/or products provided, refunds will not be given unless otherwise specified in writing. As you are able to download, make use of and copy the product immediately, we will only offer refunds in limited circumstances at our discretion, or where required by Swedish Law. We do not offer refunds for a change of mind or change of circumstance. Therefore, it is in your interest to carefully review the course contents, contact us with any questions, and ensure the course is suitable for your needs before purchasing.

In the event you wish to request a refund, you can do so by emailing [email protected] If your request for a refund is successful, we will usually refund any money received from you using the same method originally used by you to pay for your purchase.



​​You agree to make every attempt to contact us about a refund request prior to attempting a chargeback with your financial institution. In the event of a chargeback attempt, you expressly agree to forfeit any and all materials afforded to you in exchange for your original purchase of our offering. We reserve the right to present proof of your access and these Terms and Conditions of Use to the financial institution investigating the dispute.


Recurring payments

​If you have signed up for a payment plan, you hereby authorize our continued access to your financial information stored by our third-party financial processing company referenced in this Agreement until your payment plan is complete, as set forth in your acceptance of the purchase terms upon checkout.

After 30 days of outstanding payment, Anna Lovind AB reserves the right to send you to collections, upon which you will owe the total amount of any outstanding payments plus any collection costs including reasonable attorney’s fees.


Revocation of access

​You have the unilateral right to terminate your use and access to any of our offering(s). Please send an email to [email protected] to initiate this process. Termination will not excuse you of further payment. Upon confirmation of your termination, any and all outstanding balances will become immediately due and payable. Any existing balance that remains after 14 days from the date of termination will be sent to a collections agency, and You agree to be responsible for any additional charges, fees, or costs associated with such a collection effort, including but not limited to reasonable attorney’s fees and court costs.


Privacy Policy

Handling your personal information is a serious responsibility, and we’re committed to protecting it. We collect your information only with your consent. We only collect the minimum amount of information that is necessary to fulfill the purpose of your interaction with us, and we do not share personal information with third parties nor do we store any information about your visit to this blog other than to analyze and optimize your content and reading experience through the use of cookies.

You can turn off the use of cookies at anytime by changing your specific browser settings. This privacy policy is subject to change without notice and was last updated on November 1st, 2022.


Contact information

Email: [email protected]
Adress: Anna Lovind AB, Werkmästergatan, 79535 Rättvik, Sweden